the CROT4D or Player’s

The CROT4D starts with four CROT4D dealt from the shoe, forming two hands. The first and third CROT4D (dealt face down) make up the Player’s hand. The second and fourth CROT4D (also dealt face down) make up the Banker’s Hand and are not revealed until the Player’s CROT4D are exposed. If the point count of either hand is 8 or 9 (called a “Natural”), no more CROT4D are drawn. If the Bank does not have a Natural, the Player will draw a third card on 1, 2, 3, 4, 5 and 0; Player stands on 6, 7, 8 and 9.

The CROT4D are dealt according to fixed rules. There are no CROT4D regarding drawing the third card for either the Banker’s or Player’s hand. No more than one additional card will be drawn to each hand. The hand closest to 9 wins and is paid 1 to 1. If both the Player’s and Banker’s hand result in identical totals, the Tie bet wins 8 to 1 and the Banker’s and Player’s hand neither wins nor loses.

In Mini-Baccarat, the dealer turns over all the CROT4D. In CROT4D-style variation, the Players may handle the CROT4D. The Player with the highest wager on either side (Banker or Player) has the option to expose the CROT4D.

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